I couldn’t resist reinc fever and reincarnated my secondary to human monktarma. Since I took both monk and tarmalen as full guilds, I had to leave navigator levels out and I have about 60% of my exp total in the levels.

So, a highly inflated build, but doesn’t seem to matter. It works about as well as my monktarma reincs in general. Although, I am avoiding 30k+ monsters for now as from monks I trained dodge to 80%, martial arts to 96%, attack to 100% (with bonuses), iron palm to 90% and throw weight to 60%. Other skills are 50% or below.

The idea is that I can concentrate on training skills and I don’t need to level up (unless I want the navigator levels).